Best Websites that Accept Bank Account Payments| A Comprehensive Guide
Are you looking to find websites that accept bank account payments? Amid the rise of digital payment systems, there are several websites where you can make purchases and make direct transfers using bank accounts.
And, you don’t need to use debit or credit cards.
E-commerce websites have seen a rise in where customers can buy products and make payments directly from bank accounts.
This is a quick and easy way to make payments to merchants with few taps on your mobile or browsing websites.
Famous Websites That Accept Bank Account Payments
Customers can pay for items on websites such as Google Express, Amazon, and the Microsoft Store by entering their bank account details. PayPal also enables you to pay with your checking account at a variety of different retailers.
Microsoft
Many people buy computer gear, software, and accessories from the Microsoft Store. It accepts different payment methods like debit cards and credit cards and even you can use a bank account to make payments.
A bank account is a valid method of payment here.
Ø Setting up your payment options is a simple process.
Ø Sign into your Microsoft account, click “Payment Options” under “Payment & billing,” and continue.
Ø Select “Bank account” as your method of payment and fill in your personal information (name, account #, routing #, and address).
Ø Additional details on how to make a purchase through the Microsoft Store can be found on the Microsoft support website.
Nordstrom.com
Nordstrom’s low prices, regular deals, and creative products attract customers. Customers at Nordstrom can make purchases using their bank accounts, but only via eCheck.
It also accepts other forms of payments like PayPal, Afterpay, Apple Pay, Nordstrom notes, credit cards, and Nordstrom rack gift cards.
Ø Get an eCheck number from your issuing bank if you don’t have an eCheck or still use a traditional checking account.
Ø You’ll need to supply this number when it’s time to pay for your purchases.
Ø Your orders will often be held until your eCheck has cleared. As soon as Nordstrom sees that your eCheck has cleared, they will begin shipping your order.
Ø Once your payment has been received and processed, you will receive a confirmation email.
Amazon.com
Ø During the billing and shipping steps of checkout, you will be able to link your bank account.
Ø You’ll be asked for personal details like your name, address, and ID number in addition to financial details like your bank’s routing and account numbers. A branch-based personal checking account is required.
Amazon’s grocery delivery service, Amazon Fresh, accepts payments from checking accounts from Prime members. In addition, Amazon’s assistance and customer care service page has further information.
The Google Express
Among Google’s many shipping options, Google Express is among the most well-known. Hundreds of businesses participate in Google Express. In addition, shipping is offered to every state in the Union.
Ø When you place an order, you’ll be able to choose a delivery window, and Google or the other retailer will take care of the rest.
Ø When you link your bank account with Google Wallet, you can use Google Express to make payments.
Ø Your bank account can be linked when you provide your name, account number, and routing number.
Ø The Google Wallet Help Service Centre page will load next, where you can learn more about Google Express and Google Wallet.
Overstock.com
If you prefer to do your shopping online, Overstock.com is a fantastic option. You can pay with eCheck, debit card, credit card, or bank transfer at this shop.
You can avoid using your PayPal account by using an eCheck instead.
Ø Visiting your issuing bank will allow you to convert your regular checking account number into an eCheck number.
Ø When checking out, this is the number that will be required. Wait until the eCheck has cleared your bank before making any purchases.
Bhphotovideo.com
B&H Photo Video is a go-to for photographers, musicians, and other artists since they consistently keep half a million products in stock. B&H accepts PayPal and eCheck payments.
You can select your preferred method of payment by dialing 800-951-3386. B&H has the best customer support if you need assistance making a payment.
Vistaprint.com
Whether you need a digital or physical promotional item, Vistaprint has you covered. Small business owners and webmasters have come to rely on Vistaprint’s advertising services.
You can pay with various options, including e-checks, bank transfers, and credit cards, with this business. To use a bank account as a payment method, you must first link it to your PayPal account.
Macy’s.com
Macy’s is a fantastic option for both virtual and physical purchases. It’s a classic American retailer, yet its online business caters to customers across the US.
If you’d prefer to use a bank account for the transaction, you certainly may.
If you don’t have a credit or debit card, you can still use PayPal if you link it to your checking account.
When you’re done buying, pick PayPal as your payment method at the checkout.
In a new window, you’ll be prompted to enter your PayPal credentials. Once you’ve signed in with your username and password, you’ll be taken directly to PayPal to complete your transaction. You will get yours after you pay for it.
Benefits of Making Payments Via a Bank Account
If you’re looking for websites that take bank account payments and are wondering if it’s a good idea, consider the following benefits.
Lower transaction fees
The biggest benefit of bank account payments is lower transaction fees. Merchant credit card purchases are expensive; therefore, you pay part of the processing fees. However, bank account payments are cheaper due to no intermediaries.
Controlling payments directly
The customer has more say over the payment process when they use direct bank transfers since they may verify the transaction and give their approval before it goes through.
Drawbacks of Bank Account Payments
Many positives are accompanied by some drawbacks. Some of them are listed here.
Insufficient processing speed
The lengthier processing time is a major drawback of bank account payments. Payments made with a credit card are normally processed immediately, but wire transfers may take several days.
Limited choice for payment disputes
Customers who pay using bank accounts may have a more difficult time resolving a dispute than credit card customers, who are often shielded from chargebacks.
FAQs
Do bank accounts work with PayPal?
A PayPal account can be used in conjunction with a bank account, PayPal Credit, debit, or credit cards, or a rewards balance to make purchases. Unauthorized purchases are not discussed here.
What methods of payment does Netflix accept?
Netflix accepts a few different payment methods, including PayPal and, in some locations, direct debits from bank accounts.
Final Words
Several online retailers that work with bank account transactions are mentioned here. Businesses and consumers have adopted bank account payments as a safe and convenient alternative to traditional payment systems.
Bank account payments are predicted to gain traction as the digital landscape continues to develop due to technological developments, shifting consumer behavior, and future legislative changes.
