Banking sector in Pakistan reported significant deposit growth in December 2025, rising 23.6% YoY while increasing 5.8% MoM, according to Topline research.
Despite strong deposits, advances recorded a decline of 7.1% YoY, although they increased 10.9% MoM, indicating cautious lending patterns across the financial sector.
Investments in banks showed remarkable growth, rising 30.1% YoY and 3.2% MoM, highlighting investors’ preference for financial instruments during the last month of 2025.
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Topline research attributed slower deposit growth in 2024 to taxes related to American Depository Receipts (ADR), which significantly affected liquidity in the banking system.
For 2026, the research house expects deposits to grow in the range of 10–15%, reflecting ongoing confidence in Pakistan’s banking sector and anticipated economic stability.
