12 Best Same day Loans That Accept Chime| Here is a Quick Cash Solution
By Newztodays Team
If are a user of Chime, you must be looking for same day loans that accept Chime. Yes! There are several same day loans that accept Chime and you can avail of meeting your emergency needs.
Same-day loans are really lifesaving when you get stuck in an emergency and need the money on the same day. With this type of loan, you don’t need to wait for 2 to 4 business days to receive your loan. Instead, you get them right away, on the same day, so you can finish your work without getting late.
Read More:
However, what are same day loans accept chime?
Same-day loans that Accept chime are:
- MoneyLion
- Cleo
- Honest Loans
- Drave
- Klover
- Earnin’
- Empower
- Heart Payday
- Figure Loans
- Brigit
- Grid
- Fig Loans
Keep reading!
What are Same Day Loans
Same-day loans are a type of loan you get through your digital payment app. These loans are approved on the same day you apply for them, and as soon as they’re approved, they’re transferred directly into your desired banking system.
With this type of loan, you don’t have to wait days for your loans to come into your account.
It’s important to mention that same-day loans cost you a little extra depending on what amount you want to borrow, who’s the lender, and what the lender’s rules and regulations are.
But now the question is, what are same-day loans that accept chime?
Is it possible to get the Same Day Loans on Chime?
Yes, you can get same-day loans on Chime easily and without any issues. However, why do you even need to do it? Chime already has an amazing short-term loan feature,
Chime SpotMe, which you might already know. With this feature, you can take out a loan of up to $200 and then spend it wherever you want. Also, you can get the loan on the same day, which is the best thing about this loan.
As mentioned above, the same loans come with an additional fee, but Chime SpotMe doesn’t charge any additional fees.
But, still, if you want to take same-day loans on Chime, keep reading.
Same Day Loans that Accept Chime
Many Same loan apps work with Chime. I will tell you about each of them individually, and then we’ll learn how to take the same loans on Chime. Let’s dive in.
1) MoneyLion:
On top of the list of same-day loans that accept Chime is MoneyLion, which is quite famous for its ability to give out loans.
This finance app gives you same-day loans from $25 to $250 per day. If you’re an employee, this app can also give you a loan of up to 15% of your monthly paycheck.
What makes Moneylion stand out among other same-day loans that work with Chime is that it doesn’t charge any late fees, interest, or any other fees for giving you loans. Sounds interesting?
2) Cleo:
Cleo is another amazing finance app that works with Chime. It’s a same-day loan app that gives you loans of $25 to $250 per day. Also, it can give you a loan of 20% of your overall paycheck, but that won’t be the same day; it will take 4 business days to reach your Chime account.
Cloe charges a fee for giving you the same-day loan. If you don’t want to charge the fee, you’ll get the loan on your Chime account within 4 business days.
3) Honest loans:
Honest Loans is the best same-day loan that works with Chime. This same-day loan works with trusted lenders, who ensure you get your loan within 24 hours and sometimes even less.
The amount of same-day loans you can get from this is up to $50,000, which is way more than other apps we’ve discussed. The best part is that you can then pay the loan in installments.
4) Drave:
If you don’t like to pay additional fees or interest over your same-day loans, you should look at Drave.
This finance app offers you a loan of up to $500 per day without any interest or additional fees. The best part about this app is that it easily works with Chime.
5) Klover:
Klover is an app that comes to your rescue when you need fast cash without the hassle of interest charges.
It offers a speedy cash advance of up to $100 within minutes, and the best part is that there’s no interest to worry about.
If you find yourself in a pinch, Klover can be a convenient solution for covering those unexpected expenses.
6) Earnin:
Earnin is another option for quick cash advances, giving you access to up to $100. While the money typically takes up to two business days to reach your Chime account, you can expedite it for a fee to get it within minutes.
Keep in mind that Chime doesn’t qualify for the “lightning speed” option. Plus, you’ll need a minimum bank balance of $500 to be eligible.
7) Empower:
Empower steps in with advances of up to $250. The funds usually take up to two business days to land in your account, but you can speed things up by paying an optional fee ranging from $2 to $8.
However, note that the $8 monthly subscription fee and the potential delivery fee can add up, so weigh your options carefully before borrowing.
8) Heart Payday:
Heart Payday is your go-to loan lender, offering swift and hassle-free loans when you need cash in a hurry.
The convenient part? They accept Chime bank accounts for payment and verification, making it a straightforward choice for Chime users.
Remember, payday loans are short-term solutions for sudden financial needs and usually have higher interest rates and fees.
9) Figure Loans:
Figure Loans takes a different approach, offering home equity loans ranging from $20,000 to $400,000 with APRs between 4.24% and 12.25%. The beauty is the seamless integration with Chime through their public API, ensuring smooth app synchronization.
Figure Loans might be worth exploring if you’re considering larger loans or tapping into your home equity.
10) Brigit:
Brigit is all about helping you avoid those pesky overdraft fees. It provides short-term cash advances of up to $250 to bridge the gap until your next payday.
Besides offering cash advances, Brigit offers handy budgeting tools and automatic alerts to prevent your account balance from going too low.
The best part? No credit checks, no interest charges, and no late fees – just a flat monthly subscription fee.
11) Grid:
Grid steps into the scene as a personal finance app designed to simplify your financial life. It offers budgeting tools, expense tracking, and small loan options to help smooth out your cash flow between paychecks.
Its user-friendly interface and straightforward approach to managing your finances set Grid apart. If you’re looking to easily stay on top of your money, Grid could be the right choice.
12) Fig Loans:
The last best same-day loan that accepts chime is Fig Loans. It provides small loans up to $500 with a four-month repayment term and a relatively lower APR of around 190%, making it a more affordable alternative to many payday lenders that often charge APRs exceeding 300%.
How do you take Same-day loans on Chime?
Using any of the abovementioned apps, it’s easy to take same-day loans on Chime. Now, I will tell you how to take same-day loans on Chime.
- Start by downloading one of the popular cash advances apps like Empower, Brigit, Dave, or Earnin from your app store.
- Create your account on the app by providing essential details, such as your name, address, and income information.
- Next, link your Chime bank account to the app. This step usually involves entering your Chime account details securely within the app.
- Now, you can apply for a loan through the app. The loan amount you qualify for may vary depending on the specific app and your credit history.
- If your loan application gets approved, you’ll see the funds deposited directly into your Chime account within minutes. It’s a swift and convenient way to get the cash you need in a pinch.
FAQs:
1) What loan apps accept Chime?
Here are some loan apps that accept Chime:
- Albert
- Dave
- Earnin’
- Klover
- MoneyLion
- Varo
- Cleo
- Empower
- Brigit
2) Does Chime offer instant loans?
No, Chime does not offer instant loans. However, they offer a feature called SpotMe, which allows you to overdraft your account up to $200 without being charged an overdraft fee. To qualify for SpotMe, you must have a direct deposit of at least $500 in your Chime account each month.
3) What app will spot me $100 dollars instantly?
There are a few apps that will spot you $100 dollars instantly. These include:
- Dave
- Earnin’
- Brigit
- Albert
- Dave
- Earnin
- Klover
- MoneyLion
- Varo
- Cleo
- Empower
- Brigit
Final Words:
Now you know about all of the best same-day loans that accept chime. I’ve also told you how to take out loans from them on your chime.
Still, if you have any questions about the topic, you can let me know in the comment section below.
