Check out the Roshan Apni Car Scheme in 2024!
By Newztodays Team
Looking to get wheels for your folks back home? Well, here’s a deal tailored just for you! Roshan Apni Car Scheme may be the best option for you if you are living abroad and want to enjoy a ride when come back to home.
Non-resident Pakistanis with Roshan Digital Accounts (RDAs) are here and can avail of the Apni car loan scheme.
State Bank of Pakistan (SBP) and participating banks have teamed up to roll out the Roshan Apni Car scheme.
Read More: How To Finance a Car
Applying for car financing has never been easier or quicker. But here is a solution for you and you can do it all online! Plus, you’ll get your car delivered in half the usual time.
This is more convenient than any other car loan scheme for you!
Here’s what you need to know.
Easy Digital Process
If you are tired of paperwork to avail of such a scheme, no need to worry. No paperwork headaches are here. Just hop onto your bank’s portal and apply away.
Low Markup Rates
The higher interest rates have been a matter of concern and worry for those who are looking to get a car through a bank loan. But here is a good deal.
How does a low 7% sound? Yeah, we thought you’d like that as this is a lower rate which banks are offering to you under this scheme.
Budget-Friendly Insurance
Insurance is also required for a new car. You may be worried about the higher insurance rate.
But this is not the case in this deal. Rates are as low as 1.4%. Now, that’s not a good deal for you?
Take Your Pick
Whether you prefer conventional or Sharia financing, banks can offer you a loan for a car under this scheme.
Delivery
The late delivery of cars has been a big issue in Pakistan. When you book a car, you have to wait for so long due to delays in delivery by car assemblers.
Say goodbye to waiting ages for your car. You will get there in a speedy way.
Still not convinced? Let’s dive into the nitty-gritty:
Digital Application Process
The State Bank of Pakistan has made it easy for you to process applications to get a car.
Just a few clicks and you’re done. No queues, no hassle. Plus, you can get your loan approved in just 4 days.
Low Financing Rates
Banks are offering rates lower than the market. Take your pick between floating and fixed rates. With floating rates, you can enjoy the flexibility of rates changing over time. Or lock in a fixed rate and chill till the end of your tenor.
Insurance Options
From multiple insurance providers at different rates, take your pick and have an enjoyable ride.
Fast-Track Delivery
Your ride will be at your doorstep in no time. Banks are cutting delivery time by half!
More Cars, More Fun
Non-resident Pakistanis can now snag up to 3 cars. Now, that’s what we call hitting the road in style!
So, ready to hit the road with Roshan Apni Car? Visit your bank’s website to learn more about the rates and get rolling!
